Posts Tagged ‘LIBOR’
Saturday, March 6th, 2010
Hi, Im David Mickelson at Mickelson Capital Consulting. Todays topic is going to some new options and opportunities in the world of life insurance premium finance. Life insurance premium finance has basically moved to the forefront in recent months. And, basically the reason is, many people like insurance as long as they dont have to pay for it. Nowadays, dozens of small to medium sized banks and credit unions have entered the space becoming life insurance premium finance lenders. And the reason is theyve recently discovered that its excellent high quality, completely secure debt that they can have on their books, and it seems in this credit environment its a very popular thing for banks to do. So all over the United States many banks that would have not thought about being in this business have entered the business, which has opened up the doors for opportunity for insureds and banks alike. It is so attractive nowadays because it is 100% secure that borrowers are often buying as big a policy as they qualify for because there is actually very little out of pocket, and the amount of collateral that they have to contribute is very modest compared to the size of the transaction. These are very efficient type transactions because it resolves issues for families. Number one, theres no large cash payments involved from the families. At most its interest payments. They dont have to disturb the investments they have in place. Number three, and probably one of the more important things, is many families are faced with difficult gift issues when they buy large amounts of insurance. Having this kind of premium finance pretty well eliminates almost all gift tax issues in families. Thats in a nutshell whats going on in the life insurance premium finance world. Oftentimes the policies that theyre using are either what we call equity index life insurance policies, and occasionally they are universal life. Sometimes the loans are based on LIBOR, and there are many new programs that base it on a variety of indexes that could be prime rate, LIBOR, or even international currency rates that are very attractive in this market. With that, Im David Mickelson wishing you a good day with Mickelson Capital Consulting. Bye for now.
Duration : 0:2:33
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Technorati Tags: Finance, Insurance, International, LIBOR, Life, Premium
Tags: Finance, Insurance, International, LIBOR, Life, Premium
Posted in interest rates libor | No Comments »
Wednesday, March 3rd, 2010
MBACalculator.com Solving for the swap price
FRA is a forward contract and specifies an interest rate to be paid on an obligation beginning on some future date. Any gain or loss on the contract is treated as a similar gain or loss on futures or options contracts of would. Please refer to the FRA spreadsheet for information on a forward rate calculations.
The forward rates are also known as the implied forward rates, are calculated using a process known as bootstrapping. The concept of bootstrapping this simple, an investor can invest in a six-month LIBOR and earned 4.25 percent. Alternatively the investor if can also invest in the spot market 4.10 percent for 3 months and then reinvest the money for additional three months. With both of these choices the lesser choice would have to rise to provide a comparable return to the preferred investment. If the market expects both investments to be equal with the return than we can solve to be implied forward rate.
We need to calculate the discount factor for the present value of the floating rate and the present value of the fixed rate in order to calculate the swap price. The swap price is also known as the equilibrium fixed rate price. To calculate the discount factor we use the percentages that are highlighted in yellow not the forward rates highlighted in green.
Duration : 0:3:52
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Technorati Tags: Forward Rate Agreement, FRA, index futures, LIBOR, Swap Equilibrium
Tags: Forward Rate Agreement, FRA, index futures, LIBOR, Swap Equilibrium
Posted in interest rates libor | No Comments »
Wednesday, March 3rd, 2010
Libor is a relatively unknown term to most investors, but as AP Personal Finance Editor Trevor Delaney explains, it plays a huge role in the financial markets.. (Oct. 13)
Duration : 0:1:15
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Technorati Tags: LIBOR, money, on, rate, the, understanding
Tags: LIBOR, money, on, rate, the, understanding
Posted in libor rate | 1 Comment »
Thursday, February 25th, 2010
http://www.forexoffice.ca Live Forex Trading Learning Room – Stan Kajzerek; Technical and Fundamental Analyst, Professional Forex Day-Trader, and Forex Coach; Free Forex Education.
Duration : 0:6:21
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Technorati Tags: atr, fibonacci, forex chart patterns, forex education, LIBOR, pivots
Tags: atr, fibonacci, forex chart patterns, forex education, LIBOR, pivots
Posted in libor rate | No Comments »
Saturday, February 20th, 2010
Earn 1% a month, that’s off the hizzo
You were all my bizzos
I’m a stick-up geezer yo!
You thought I had vol on lockdown?
Welcome, to Ponzi-town
Pigs get slaughtered, clown
I mailed you this ghetto statement
You caught the vapors
You wired more paper
Every day open the Journal
And read about my little caper
Dynastic wealth’s now eating Chuck E. Cheese
Hamptons summer? Truffles? Please.
Only if it’s you driving the Jitney
Ya might wanna trim down that check to the Whitney
Worth Ave. was up in this bitch
To store brand soup you gotsta switch
Go consign those Stubbs and Wootton
It’s DSW now, splurge at Payless, son
Your daughter rides horses? Sorry bro
Heli to work? That’s over fo sho
Yeah, I wiled out – up in some foundations
Hey disadvantaged, congratulations
You just learned a scam better than the two & twenty hustle
Park Ave. lawyers will get me out of this tussle
An S&P basket with puts and buy writes
Yah, theoretically that might
Work if you’re kinda retarded
But please don’t get me started
I’m a market maker
A wealth faker
I’ve made investing in these banks look a of a lot safer
G’z up, Dow’s down
Dropping bows on portfolios
If ya gotta one dollar bill throw your hands up
Fuck it, you can throw ‘em up anyway
It’s on me
Duration : 0:2:16
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Technorati Tags: beach, bernard, bernie, Bridge, brooklyn, diligence, due, fund, funds, geezers, hamptons, hedge, LIBOR, madoff, manhattan, options, palm, ponzi, rap, scandal, scheme, stick-up, strategies, the, trading, uyg
Tags: beach, bernard, bernie, Bridge, brooklyn, diligence, due, fund, funds, geezers, hamptons, hedge, LIBOR, madoff, manhattan, options, palm, ponzi, rap, scandal, scheme, stick-up, strategies, the, trading, uyg
Posted in 1 month libor | 14 Comments »
Sunday, February 14th, 2010
http://www.LearningMarkets.com explains what this mysterious LIBOR is, and why it’s important for people to know. See the text for the video here: http://www.learningmarkets.com/index.php/20080929452/Stocks/Intermarket-Analysis/understanding-libor.html
Duration : 0:4:47
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Technorati Tags: interest rates, LIBOR, mortgage rates, What is LIBOR
Tags: interest rates, LIBOR, mortgage rates, What is LIBOR
Posted in interest rates libor | 1 Comment »
Sunday, February 14th, 2010
*I Do Not Claim Copyright Of The Song Or Any Audio*
The clips are all mine and so is the editing
don’t steal!
Song – David Bedingfield – I gotta get thru this
(:
Im SOOO sorry guys that I haven’t uploaded anything in like.. 3 months
but I just got Sony Vegas 06 & well in this vid I have just been messing around with it.
After about 4 days of using it it started messing up. it wouldent save it wouldent open etc etc…
So i just gave up and left it for a month or so.. then today i opened it up again messed around with it and..
GUESS WHAAAT? 
it saved 
So its up now
Okay so.. Thanks You To My 10 Subs :]
(L) So I during the summer I rode Libor (: it was great
as you can see from the clips
But then the guy who owns the place where Libor is being ‘boarded’ decided to start using Libor for lessons.. the poor horse has to put up with a little girl holding the reins in one hand while swatting him with the crop and jumping up and down on his back -.-
So now i don’t really like riding Libor because I know that if i do ride him then im taking away his only rest day.. and making him go out with me for a trail ride.. which would be fun for him.. but hes so used to it…that its just more work in his mind
And I know this because i took him out for a ride and i could feel the exhaustion on him…eg. he usually gets hyper after a canter.. but i could barley get him to trot after cantering for about 2m … :S
So idk what to do now…
i still can’t find a stable.. where i can go riding.
But dad said we would have a ‘talk’ when spring comes..
So wish me luck for that 
Comment, Rate, Subscribe 
Duration : 0:1:20
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Technorati Tags: 2009, Bridge, Field, LIBOR, Love, Remix, Summer, Trot, Walk, Woods
Tags: 2009, Bridge, Field, LIBOR, Love, Remix, Summer, Trot, Walk, Woods
Posted in 1 month libor | No Comments »
Monday, February 8th, 2010
INTERESTING
Duration : 0:6:28
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Technorati Tags: dollar, Fed, funds, interest, LIBOR, rates, ross, wilbur
Tags: dollar, Fed, funds, interest, LIBOR, rates, ross, wilbur
Posted in interest rates libor | No Comments »
Sunday, January 31st, 2010
http://www.donharrold.net
You are told one thing. The truth is another thing. Make your money with the “another thing”.
Duration : 0:3:28
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Technorati Tags: bailout, cramer, don, dow, Federal, harrold, interest, jim, kudlow, LIBOR, market, nasdaq, News, oil, plan, rates, rescue, Reserve, Stock
Tags: bailout, cramer, don, dow, Federal, harrold, interest, jim, kudlow, LIBOR, market, nasdaq, News, oil, plan, rates, rescue, Reserve, Stock
Posted in interest rates libor | 25 Comments »
Thursday, January 28th, 2010
Provides a foundation for learning about LIBOR—the London Interbank Offered Rate, which is very important in the setting of interest rates for trillions of dollars of financial products. The presenter is Dr. Ramesh Deonaraine and this is a product of Global Management Solutions—www.gmsinc.us—”Solutions for Improving Lives”.
Duration : 0:9:10
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Technorati Tags: Association, Bankers', Banks, BBA, British, Business, Deonaraine, economics, interbank, LIBOR, London, Offered, Ramesh, rate
Tags: Association, Bankers', Banks, BBA, British, Business, Deonaraine, economics, interbank, LIBOR, London, Offered, Ramesh, rate
Posted in libor rate | 7 Comments »